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TX SB1238
Bill
Status
5/20/2025
Primary Sponsor
Lois Kolkhorst
Click for details
AI Summary
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Prohibits insurers from refusing coverage, limiting coverage, or discontinuing insurance for individuals because they are widowed or their marital status reflects the death of a spouse
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Requires insurers to charge widowed individuals the same rate they would charge if the person's marital status was still "married"
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Exempts title insurance companies and agents, allowing them to impose reasonable requirements on widowed individuals for determining heirship, probate matters, or similar issues
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Applies only to insurance policies delivered, issued, or renewed on or after September 1, 2025; existing policies remain governed by prior law
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Passed the Senate 30-0 on April 10, 2025, and the House 121-1 on May 2, 2025
Legislative Description
Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
Insurance
Last Action
Effective on 9/1/25
5/20/2025