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TX SB1307

Bill

Status

Passed

6/20/2025

Primary Sponsor

Molly Cook

Click for details

Origin

Senate

89th Legislature Regular Session

AI Summary

  • Texas Department of Insurance must consult with the Health and Human Services Commission to develop a biennial reference guide educating the public about health coverage options in Texas

  • The guide must include definitions of health insurance terms, sources for obtaining coverage, consumer rights and resources, and methods for resolving disputes with insurers

  • Required shopping guide content includes explanations of discount cards vs. insurance, short-term and disease-specific coverage, PPO/HMO/EPO plan types, provider networks, ACA marketplace metal tiers, and out-of-pocket costs

  • The guide must explain COBRA continuation coverage, overview federal/state/local health care assistance programs, and clarify which health coverage areas are regulated by the state vs. federal law (including ERISA)

  • The department must publish the guide on its website and make printed copies available upon request, with the first edition due by January 1, 2026; effective date September 1, 2025

Legislative Description

Relating to a biennial health coverage reference guide developed by the Texas Department of Insurance.

Consumer Protection

Last Action

Effective on 9/1/25

6/20/2025

Committee Referrals

Insurance4/22/2025
Health & Human Services2/28/2025

Full Bill Text

No bill text available