TX SB1955

Requires health benefit plans to cover preventive cancer screening and imaging for enrollees with increased cancer risk when ordered by a health care provider and supported by nationally recognized clinical practice guidelines

Mandates coverage for germline genetic testing to detect inherited mutations associated with increased cancer risk when ordered by a provider and supported by clinical guidelines

Prohibits health plans from imposing deductibles, copayments, or coinsurance on covered cancer screening, imaging, and genetic testing services

Includes an exception for high deductible health plans linked to health savings accounts, allowing the deductible requirement to remain until the minimum deductible is met to preserve HSA eligibility

Applies to a broad range of health benefit plans including insurance companies, HMOs, state employee plans, and teacher retirement plans, with coverage requirements taking effect for plans delivered or renewed on or after January 1, 2026