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TX SB213
Bill
Status
6/20/2025
Primary Sponsor
Royce West
Click for details
AI Summary
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Prohibits insurers from conditioning the issuance, delivery, or renewal of a residential property insurance policy on the purchase of a personal automobile insurance policy from the same or affiliated insurer, and vice versa
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Classifies such "tying" practices as unfair methods of competition or unfair/deceptive acts under Texas Insurance Code Chapter 541
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Applies to all authorized property and casualty insurers in Texas, including county mutual insurance companies, Lloyd's plans, reciprocal exchanges, farm mutual companies, and fire/casualty companies
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Exempts policies from the Texas Windstorm Insurance Association, National Flood Insurance Program, and personal umbrella insurance policies from these restrictions
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Bars private lawsuits against insurers for violations but preserves the Attorney General's authority to bring enforcement actions; takes effect September 1, 2025
Legislative Description
Relating to prohibiting insurers from requiring the tying of residential property and personal automobile insurance policies.
Vehicles & Traffic
Last Action
Effective on 9/1/25
6/20/2025