TX SB2267

Prohibits insurers, health maintenance organizations, and their agents from steering or directing enrollees to use specific facilities for emergency care, classifying such conduct as an unfair or deceptive trade practice

Requires Medicaid managed care organization contracts to include compliance with the new anti-steering prohibition

Explicitly excludes private causes of action for violations, meaning individuals cannot sue insurers directly under this provision

Applies only to health benefit plans delivered, issued, or renewed on or after January 1, 2026

Takes effect September 1, 2025, with provisions allowing state agencies to delay implementation if federal waivers or authorizations are needed