TX SB2755

Prohibits individuals who lack required auto insurance (financial responsibility) at the time of a motor vehicle collision from recovering damages for bodily injury, death, property damage, or noneconomic damages such as pain and suffering, emotional distress, and loss of companionship

Bars wrongful death claims by personal representatives on behalf of deceased individuals who were uninsured at the time of the collision

Provides exceptions allowing uninsured motorists to still recover damages if they had a lapse in coverage of 45 days or less after maintaining continuous insurance for at least one year

Exempts from the liability restrictions: passengers who were not the owner/operator of the uninsured vehicle, minors under 18, and active-duty military members who returned from deployment within the previous six months

Preserves the right of uninsured motorists to recover damages when the at-fault driver was intoxicated, acted intentionally/recklessly/with gross negligence, fled the scene, or was committing a felony