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TX SB74

Bill

Status

Introduced

11/12/2024

Primary Sponsor

Judith Zaffirini

Click for details

Origin

Senate

89th Legislature Regular Session

AI Summary

  • Reduces the number of residential mortgage loans a property owner can make without a license from five to three within any 12-consecutive-month period

  • Applies to loans made to purchasers for all or part of the purchase price of residential real estate where the mortgage is secured by that property

  • Maintains existing exemptions for registered mortgage loan originators acting for depository institutions, individuals negotiating loans with immediate family members, licensed attorneys handling loans as ancillary matters, and individuals offering loans secured by their own residence

  • Takes effect September 1, 2025

Legislative Description

Relating to an exemption from residential mortgage loan originator licensing requirements.

Property Interests

Last Action

Referred to Business & Commerce

2/3/2025

Committee Referrals

Business & Commerce2/3/2025

Full Bill Text

No bill text available
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