US HB3720

Adds nonprofit financial service organizations to the list of entities consulted for VA guidance on veterans' residual income sufficiency for home loans

Requires the VA Secretary to coordinate with veteran advocacy nonprofits to offer voluntary financial counseling to veterans purchasing homes with VA-guaranteed loans

Directs the VA to create a database of adapted housing for sale, listing homes modified for disabled veterans where sellers choose to participate

Makes the adapted housing database available to disabled veterans interested in purchasing previously modified residences

Mandates VA outreach to veterans residing in U.S. territories regarding their eligibility for adapted housing benefits