US HB3887

Grants the USDA Inspector General full authority to investigate SNAP benefit theft, including cyber-enabled crimes like skimming, cloning, and phishing, with power to issue subpoenas, execute warrants, and coordinate with DOJ, FBI, DHS, Secret Service, and financial institutions

Authorizes states to reimburse SNAP households whose benefits are stolen through no fault of their own, without affecting monthly allotments or eligibility status

Requires the Secretary of Agriculture to maintain a centralized database for benefit theft incidents and mandates states submit annual data on theft and reimbursements

Establishes a civil penalty equal to twice the value of stolen benefits for anyone who knowingly accesses, uses, or transfers SNAP benefits without authorization

Directs recovered penalty funds to offset costs of victim reimbursement and enhanced Inspector General investigative activities