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US HB4096
Bill
Status
6/24/2025
Primary Sponsor
Sean Casten
Click for details
AI Summary
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Requires covered companies (utilities, landlords, mortgage lenders, childcare providers, internet/phone providers, and creditors) to allow consenting cohabitating adults to open joint accounts for managing services and bills, with requirements taking effect 180 days after enactment
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Mandates that covered companies provide all joint account holders with equal access to account information, bills, electronic communications, product/service details, and online portals upon request
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Allows cohabitating adults harmed by a company's failure to comply with joint account requirements to bring civil actions for damages of up to $1,000 per violation
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Defines "consenting cohabitating adults" as any adults who consent to cohabitate, or for childcare providers, the custodial parents of a child receiving services
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Amends the Violence Against Women Act of 1994 to prohibit charging early lease termination fees to tenants in covered housing programs who exit leases due to domestic violence, dating violence, sexual assault, or stalking
Legislative Description
Financial Empowerment and Protection Act
Finance and financial sector
Last Action
Referred to the Committee on Financial Services, and in addition to the Committees on Energy and Commerce, Transportation and Infrastructure, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
6/24/2025