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US HB4735

Bill

Status

Introduced

7/23/2025

Primary Sponsor

Bryan Steil

Click for details

Origin

House of Representatives

119th Congress

AI Summary

  • Amends the Consumer Financial Protection Act of 2010 to prohibit the Consumer Financial Protection Bureau (CFPB) from enforcing consumer financial protection laws against persons regulated by state insurance regulators when those persons are engaged in the business of insurance

  • Requires CFPB authority over enumerated consumer laws to be "narrowly construed" when applied to state-regulated insurance entities engaged in insurance business activities

  • Establishes a rule of construction that enforcement of the Consumer Financial Protection Act shall be "broadly construed" in favor of state insurance regulator authority over persons they regulate

  • Introduced July 23, 2025 by Rep. Steil with five Republican cosponsors and referred to the House Committee on Financial Services

Legislative Description

Business of Insurance Regulatory Reform Act of 2025

Finance and financial sector

Last Action

Referred to the House Committee on Financial Services.

7/23/2025

Committee Referrals

Financial Services7/23/2025

Full Bill Text

No bill text available