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US HB4827

Bill

Official Source

Status

Introduced

7/29/2025

Primary Sponsor

Nikema Williams

Click for details

Origin

House of Representatives

119th Congress

AI Summary

  • Prohibits consumer credit reports from including any adverse information related to medical debt, including debts placed for collection or charged to profit or loss
  • Defines "medical debt" as any debt arising from the receipt of medical services, products, or devices
  • Amends the Fair Credit Reporting Act (15 U.S.C. 1681) to remove existing provisions that allowed medical contact information on credit reports under certain conditions
  • Requires the Consumer Financial Protection Bureau to amend regulations within 1 year to prohibit creditors from obtaining or using medical debt information when making credit extension decisions
  • Introduced July 29, 2025 by Rep. Williams of Georgia with 9 bipartisan cosponsors and referred to the House Committee on Financial Services

Legislative Description

Medical Debt Relief Act of 2025

Finance and financial sector

Last Action

Referred to the House Committee on Financial Services.

7/29/2025

Committee Referrals

Financial Services7/29/2025

Full Bill Text

No bill text available