US HB5291

Amends the Bank Holding Company Act of 1956 to extend the minimum holding period for merchant banking investments from the current regulatory standard to at least 15 years

Applies retroactively to any merchant banking investments held on the date of enactment, granting them a 15-year holding period calculated from the initial date of investment

Introduced by Rep. Williams of Texas on September 10, 2025, with bipartisan support from Rep. Gottheimer added in November 2025

Reported with amendment by the House Financial Services Committee on November 4, 2025