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US HB53

Bill

Status

Introduced

1/3/2025

Primary Sponsor

Andy Biggs

Click for details

Origin

House of Representatives

119th Congress

AI Summary

  • Cancels the January 19, 2023 FHFA pricing framework changes for single-family mortgage credit fees charged by Fannie Mae and Freddie Mac

  • Nullifies Fannie Mae Lender Letter LL-2023-01 and Freddie Mac Bulletin 2023-1, which implemented the fee structure changes

  • Prohibits the Federal Housing Finance Agency and the enterprises from implementing these specific fee changes

  • Preserves the ability of Fannie Mae and Freddie Mac to continue using risk-based pricing for credit fees on single-family mortgages

  • Introduced January 3, 2025 by Rep. Biggs (AZ) with 6 cosponsors and referred to the House Committee on Financial Services

Legislative Description

Responsible Borrower Protection Act of 2025

Finance and financial sector

Last Action

Referred to the House Committee on Financial Services.

1/3/2025

Committee Referrals

Financial Services1/3/2025

Full Bill Text

No bill text available