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US HB5607
Bill
Status
9/26/2025
Primary Sponsor
Greg Steube
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AI Summary
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Amends the National Flood Insurance Act of 1968 to require FEMA to publicly release all flood risk data, models, assessments, and analytical tools used to set flood insurance rates and elevations
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Mandates disclosure of current and historical policy information (amount and term) and claims information (date and amount paid) for all properties covered or previously covered by the National Flood Insurance Program
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Requires creation of an open source data system providing immediate electronic public access to individual property risk data, loss ratios, and identification of multiple-loss properties lacking mitigation measures
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Establishes within 1 year a publicly searchable database on each participating community, including compliance status, enforcement actions, number of pre- and post-flood-map properties, and percentage of community in special flood hazard areas
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Protects personally identifiable information by requiring data be disclosed at the ZIP Code or census block level without revealing individual property owner identities
Legislative Description
Flood Insurance Transparency Act of 2025
Finance and financial sector
Last Action
Referred to the House Committee on Financial Services.
9/26/2025