US HB5900

Directs the Department of Defense to establish a joint task force through U.S. Cyber Command to investigate, disrupt, and protect Americans from transnational cybercrimes and foreign-operated scam networks, particularly fraudulent text and messaging centers

Requires task force membership from multiple agencies including State Department, Treasury (OFAC, FinCEN), Justice Department, FBI, FTC, FCC, Office of the Director of National Intelligence, and state/local government representatives

Prioritizes investigation of scam operations with ties to the Chinese Communist Party in the Indo-Pacific region, where China-linked fraud farms steal an estimated $43.8 billion annually through digital scams

Mandates a report to Congress within one year identifying emerging trends, recommending policy options (including sanctions and civil asset forfeiture), and proposing a whole-of-society framework to protect vulnerable populations

Task force authority sunsets 5 years after submission of the required report to Congress