US HB6132

Increases FHA multifamily loan limits under Title II of the National Housing Act by approximately 340%, raising per-unit caps from ranges of $35,978-$87,588 to $166,509-$385,387 depending on unit size and property type

Changes the annual inflation adjustment methodology for loan limits to begin January 1, 2026, using the Bureau of Census Price Deflator Index of Multifamily Residential Units Under Construction

Applies increased limits across multiple FHA multifamily programs including Section 207 (rental housing), Section 213 (cooperative housing), Section 220 (urban renewal areas), Section 221(d)(4) (moderate-income housing), Section 231 (elderly housing), and Section 234 (condominiums)

Requires the Secretary of HUD to publish all loan limit adjustments in the Federal Register, with amounts rounded to the next lower dollar

Removes the previous $17,460 per-space limit provision from Section 207 multifamily loan calculations