US HB6551

Requires the Comptroller of the Currency to publish annual reports on national bank and Federal savings association charter applications, including numbers received, approved, denied, withdrawn, and processing times

Mandates the National Credit Union Administration to report annually on Federal credit union charter applications with approval statistics and common reasons for denials

Directs the Federal Reserve Board to publish annual reports on applications to become top-tier depository institution holding companies, including approval rates and processing times

Requires the FDIC to report annually on Federal deposit insurance applications, covering numbers received, approved, denied, and common denial reasons

Establishes a joint annual report by the Federal Reserve, FDIC, and NCUA on state depository institution and credit union charter applications, with state-by-state breakdowns of approvals and processing times