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US HB6620

Bill

Status

Introduced

12/11/2025

Primary Sponsor

Kathy Castor

Click for details

Origin

House of Representatives

119th Congress

AI Summary

  • Amends Section 1308 of the National Flood Insurance Act of 1968 (42 U.S.C. 4015) to recognize private flood insurance for continuous coverage requirements

  • Requires the FEMA Administrator to count periods of private flood insurance coverage toward continuous coverage requirements under the National Flood Insurance Program (NFIP)

  • Applies to any statutory, regulatory, or administrative continuous coverage requirement, including those under section 1307(g)(1)

  • Private policies must have satisfied the mandatory purchase requirements under section 102(a) of the Flood Disaster Protection Act of 1973 to qualify

  • Introduced December 11, 2025 by Rep. Castor (D-FL) and Rep. Salazar (R-FL) with bipartisan sponsorship; referred to House Financial Services Committee

Legislative Description

To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.

Last Action

Referred to the House Committee on Financial Services.

12/11/2025

Committee Referrals

Financial Services12/11/2025

Full Bill Text

No bill text available