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US HB7133
Bill
Status
1/16/2026
Primary Sponsor
Maxwell Frost
Click for details
AI Summary
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Prohibits states from banning or deterring the use of merchant category codes (MCCs) established by the International Organization for Standardization for identifying firearm merchants
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Protects the use of MCCs for payment card transactions involving firearms, ammunition, ammunition components, and firearm accessories
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Amends Section 5313 of Title 31, United States Code by adding a new subsection on merchant category code usage
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Grants the Attorney General authority to bring civil actions in federal district court to enforce the state preemption provision
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Introduced January 16, 2026 by Rep. Frost and referred to the House Committee on Financial Services
Legislative Description
Merchant Codes Can Save Lives Act
Last Action
Referred to the House Committee on Financial Services.
1/16/2026