US HB7183

Establishes competitive grants from the Secretary of Education to state educational agencies for integrating financial literacy education into public elementary and secondary schools, with grants lasting up to 4 years

State agencies may use up to 10% of grant funds for technical assistance, curriculum development, guidance to local agencies, and program evaluation; the remainder must be awarded as subgrants to local educational agencies

Local educational agencies must use subgrant funds to implement school-based financial literacy curriculum covering consumer, economic, entrepreneurship, and personal finance concepts including personal credit, student loans, and financial aid

Priority for subgrants goes to districts serving high numbers of schools implementing improvement plans under ESEA, those demonstrating greatest need, and those committed to improving lowest-performing schools

States receiving grants must provide 25% matching funds from non-Federal sources; authorizes appropriations for fiscal year 2026 and the 4 succeeding fiscal years