US HB7658

Requires the Secretary of Agriculture to promulgate cybersecurity regulations for SNAP EBT cards within 2 years, with mandatory reviews and updates every 5 years to keep pace with private sector and federal payment card security standards

Mandates states begin issuing chip-enabled EBT cards within 2 years of final regulations, prohibits new magnetic stripe cards after 4 years, and requires replacement of all existing magnetic stripe cards with chip-enabled cards within 5 years

Requires states to operate user interfaces (web portals, mobile apps, text messaging, voice telephone) allowing households to manage EBT accounts, receive transaction notifications, report fraud, and check enrollment status, with interfaces available at least 99% of the time

Prohibits states from charging replacement fees for EBT cards that malfunction, expire, are compromised by fraud, or must be replaced due to the new chip requirements, and requires replacement cards be delivered within 3 business days

Establishes federal reimbursement for states' EBT card upgrade costs, creates a grant program for retailers in limited grocery access areas to upgrade to chip-compatible payment terminals, and requires biennial public reports on benefit theft trends and cybersecurity effectiveness