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US SB1219

Bill

Status

Introduced

4/1/2025

Primary Sponsor

Bernie Moreno

Click for details

Origin

Senate

119th Congress

AI Summary

  • Allows taxpayers to deduct interest paid on auto loans from their federal income taxes, adding automobile interest to the existing categories of deductible personal interest under Internal Revenue Code Section 163(h)(2)

  • Applies only to loans incurred on or after January 1, 2025, for vehicles with final assembly completed within the United States

  • Requires the loan to be secured by the purchased automobile to qualify for the deduction

  • Defines "final assembly" as the manufacturing process where a vehicle is produced with all component parts necessary for mechanical operation before delivery to a dealer

  • Introduced by Senator Moreno on April 1, 2025, and referred to the Senate Committee on Finance

Legislative Description

USA CAR Act United States Automobile Consumer Assistance and Relief Act

Taxation

Last Action

Read twice and referred to the Committee on Finance.

4/1/2025

Committee Referrals

Finance4/1/2025

Full Bill Text

No bill text available