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US SB3255
Bill
Status
Introduced
11/20/2025
Primary Sponsor
Richard Blumenthal
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AI Summary
- Removes the age 50-60 requirement for disabled widows, widowers, and surviving divorced spouses to receive survivors benefits, allowing eligibility at any age with a qualifying disability
- Eliminates benefit reductions for disabled surviving spouses who claim benefits before retirement age, ensuring they receive unreduced survivor benefits
- Raises the child's age limit for child-in-care benefits from 16 to 18, or 19 for full-time elementary or secondary school students
- Establishes a new minimum benefit floor of 82.5% of the deceased spouse's primary insurance amount for survivor benefits when the deceased claimed reduced early retirement benefits
- Creates delayed retirement credits for surviving spouses who postpone claiming survivor benefits past early retirement age, with increases capped at the deceased's maximum benefit amount
- Requires the Social Security Administration to publish and mail informational booklets about survivor benefits to widows, widowers, and surviving divorced spouses within 30 days of learning of a death
- All provisions take effect January 1, 2027, with a hold-harmless clause protecting current beneficiaries' eligibility for other federal, state, or local programs
Legislative Description
SWIFT Act Surviving Widow(er) Income Fair Treatment Act of 2025
Last Action
Read twice and referred to the Committee on Finance.
11/20/2025
Committee Referrals
Finance11/20/2025
Full Bill Text
No bill text available