US SB3355

FBI Director must establish a working group within 90 days to develop a National Strategy for Combating Scams, coordinating with 17 federal agencies including FTC, CFPB, Secret Service, and Treasury

Working group must submit the strategy to Congress within 2 years, incorporating feedback from scam survivors, older adults, disability advocates, law enforcement, and private sector stakeholders

Strategy must establish a common definition of "scam" to be adopted by FBI, FTC, and CFPB within 1 year of publication, with mandatory updates every 5 years

Strategy addresses coordination gaps identified by GAO, which found at least 13 agencies working independently on scam-related activities despite overlapping mandates

Consumers lost over $12 billion to fraud in 2024 (25% increase from prior year), with an estimated 141.5 million U.S. adults reporting money loss or fraudulent use of personal information