US SB3560

Adds contraceptive items and services as a covered Medicare Part B benefit starting January 1, 2027, with Medicare paying 100% of costs and no deductible applied

Covers FDA-approved contraceptive methods aligned with Public Health Service Act guidance, including patient-centered counseling, device insertion/removal, ultrasounds, pain management, and follow-up care for side effects

Requires Medicare Part C (Medicare Advantage) plans to cover contraceptive items and services with no cost-sharing for plan years beginning January 1, 2027

Eliminates deductibles and cost-sharing for contraceptive drugs under Medicare Part D prescription drug plans, including for low-income beneficiaries, effective January 1, 2027

Mandates three federal studies: HHS to examine prescription drug access for disabled Medicare beneficiaries; GAO to review contraceptive coverage gaps across commercial and public health plans; GAO to assess coverage differences for dual Medicare-Medicaid eligible individuals