US SB3801

Increases maximum prison sentence for bulk cash smuggling from 5 to 10 years and doubles fines for aggravated cases involving violations of other laws or patterns of unlawful activity

Allows prosecutors to satisfy the $10,000 threshold for money laundering charges by aggregating closely related transactions or showing funds were commingled with proceeds from specified unlawful activity

Expands illegal money services business statute to cover unlicensed operations, unregistered businesses, and transactions involving criminally-derived funds, with enhanced penalties (up to 10 years imprisonment) for operations exceeding $1,000,000 in a 12-month period

Restores and expands wiretap authority for money laundering, bulk cash smuggling, illegal money services businesses, and counterfeiting offenses under sections 474 and 474A

Requires Treasury Department to submit within 1 year a threat analysis on use of remittances by drug kingpins and crime syndicates to finance terrorism, narcotics trafficking, human trafficking, and money laundering, followed by an implementation strategy within 180 days