Loading chat...
US SJR145
Joint Resolution
AI Summary
-
Congressional disapproval resolution under the Congressional Review Act (5 U.S.C. Chapter 8) targeting a CFPB rule withdrawal published May 12, 2025 (90 Fed. Reg. 20084)
-
Nullifies the CFPB's withdrawal of its July 12, 2022 rule on "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports" (87 Fed. Reg. 41243)
-
Introduced by Senator Wyden on March 25, 2026 and referred to the Senate Committee on Banking, Housing, and Urban Affairs
-
If enacted, the CFPB's withdrawal rule would have no force or effect, effectively reinstating the original 2022 fair credit reporting rule
Legislative Description
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
Finance and financial sector
Last Action
Placed on Senate Legislative Calendar under General Orders. Calendar No. 394.
4/27/2026