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US SJR148
Joint Resolution
AI Summary
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Congress would disapprove and nullify the CFPB's May 12, 2025 rule (90 Fed. Reg. 20084) that withdrew guidance on medical debt collection and consumer reporting requirements under the No Surprises Act.
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The original Bulletin 2022-01 (published January 20, 2022) established consumer protections related to medical debt collection and credit reporting in connection with the No Surprises Act.
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Uses the Congressional Review Act (chapter 8 of title 5, U.S. Code) as the mechanism for disapproval, which allows Congress to overturn federal agency rules.
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Introduced by Senator Patty Murray on March 26, 2026 and referred to the Senate Committee on Banking, Housing, and Urban Affairs.
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If enacted, the CFPB's withdrawal rule would have no force or effect, effectively reinstating the original 2022 medical debt consumer protections.
Legislative Description
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".
Last Action
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
3/26/2026