UT HB0304

Requires suppliers and government entities that accept digital or card payments at physical locations to also accept cash payments, with at least one cash-accepting checkout required at each place of business

Exempts businesses with fewer than 10 employees (based on prior year's monthly average) and transactions requiring credit card security deposits or holds for contingent expenses

Permits businesses and government entities to require exact change, round payments, or provide change as store credit

Authorizes the Division of Consumer Protection to impose administrative fines up to $2,500 per violation, with civil penalties up to $5,000 for violating enforcement orders

Takes effect July 1, 2027