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UT HB0562

Bill

Status

Failed

3/6/2026

Primary Sponsor

Jennifer Dailey-Provost

Click for details

Origin

House of Representatives

2026 General Session

AI Summary

  • Creates the Access to Insurance Plan Association as an independent state agency to provide residential and commercial property insurance when coverage is unavailable in the private market
  • Requires applicants to obtain declinations from at least three admitted insurers before qualifying for coverage through the fair plan
  • Mandates all admitted insurers writing property insurance in Utah to participate in the association, with expenses and losses apportioned based on each insurer's direct written premiums in the state
  • Establishes a nine-member board appointed by the governor, including representatives from mutual and stock insurance corporations, trade organizations, licensed producers, and consumers, serving three-year terms
  • Takes effect May 6, 2026, with the insurance commissioner granted oversight, enforcement authority (including fines up to $5,000), and rulemaking power

Legislative Description

Homeowners Insurance Amendments

Business

Last Action

House/ filed in House file for bills not passed

3/6/2026

Committee Referrals

Natural Resources, Agriculture, and Environment2/27/2026
Rules2/13/2026

Full Bill Text

No bill text available