UT SB0207

Prohibits creditors and credit reporting agencies from discriminating in credit decisions based on religion, race, color, age, sex, military status, marital status, national origin, disability, genetics, or ancestry, with enforcement through private lawsuits (within 180 days) or department administrative/legal action

Prohibits insurers from unfairly discriminating between individuals of the same risk category in rates, benefits, or terms for life insurance, disability insurance, and other insurance types

Requires local education agencies to establish policies granting excused absences for students to observe religious holidays or attend religious instruction

Expands religious accommodation requirements at state higher education institutions to cover admissions processes, class attendance, exam scheduling, and participation in academic requirements, with students required to provide written notice describing the interference and requested accommodation

Takes effect May 6, 2026