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VA HB1307

Bill

Status

Enrolled

3/10/2026

Primary Sponsor

Dan Helmer

Click for details

Origin

House of Delegates

2026 Regular Regular Session

AI Summary

  • Replaces Virginia's state-level criminal history records check process with an FBI-approved channeler system for mortgage lender and broker license applicants
  • Adds "FBI-approved channeler" as a defined term, meaning a private contractor authorized by the FBI to electronically submit fingerprints and receive national criminal history record information
  • Removes the requirement for fingerprints to be processed through Virginia's Central Criminal Records Exchange, instead routing them directly through FBI-approved channelers to the Federal Bureau of Investigation
  • Eliminates the separate state criminal records search component, retaining only the national criminal history records check requirement
  • Applies the streamlined process to both initial license applications and acquisitions of 25% or greater ownership in licensed mortgage lenders or brokers

Legislative Description

Mortgage lenders and brokers; criminal history records check.

Last Action

Governor's Action Deadline 11:59 p.m., April 13, 2026

3/14/2026

Committee Referrals

Commerce and Labor2/18/2026
Labor and Commerce: Subcommittee #11/27/2026
Labor and Commerce1/16/2026

Full Bill Text

No bill text available