VA HB440

Repeals Article 13 of Title 46.2, eliminating driver's license suspension for unsatisfied judgments arising from motor vehicle accidents

Creates an income-based exemption from license suspension for child support nonpayment, excluding obligors whose income is at or below 250% of federal poverty guidelines

Establishes new requirements for insurance carriers to file written notice within 30 days if a policy was not applicable to liability following an accident, with $50 penalties for non-compliance

Takes effect January 1, 2027, with retroactive application allowing reinstatement of licenses previously suspended under the repealed provisions

Maintains existing license suspension authority for child support delinquency (90+ days or $5,000+) for obligors above the income threshold