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VA HB445

Bill

Status

Enrolled

3/5/2026

Primary Sponsor

Marcus Simon

Click for details

Origin

House of Delegates

2026 Regular Regular Session

AI Summary

  • Amends Virginia Code § 34-29 to extend wage garnishment exemptions to bankruptcy proceedings, protecting debtors' disposable earnings during bankruptcy
  • Limits garnishment to the lesser of 25% of disposable earnings or the amount exceeding 40 times the federal or Virginia minimum wage, whichever minimum wage is greater
  • Exempts court-ordered support payments, bankruptcy orders under Chapter XIII, and state/federal tax debts from the standard garnishment restrictions
  • Caps garnishment for support orders at 50-60% of disposable earnings, increasing to 55-65% for support payments more than 12 weeks overdue
  • Prohibits employers from discharging employees solely because their earnings have been garnished for a single debt

Legislative Description

Debtor's disposable earnings; exemptions form garnishment, exemptions in bankruptcy proceedings.

Last Action

Governor's Action Deadline 11:59 p.m., April 13, 2026

3/10/2026

Committee Referrals

Courts of Justice2/4/2026
Courts of Justice: Civil1/19/2026
Courts of Justice1/12/2026

Full Bill Text

No bill text available