VT H0833

Creates a study committee to evaluate feasibility of a public option, high-deductible health insurance plan administered by private insurers and eligible to pair with health savings accounts

Provider reimbursements would be capped at 10–15 percent above Medicare rates, with potential for higher rates in rural areas

Public employees would participate initially, with voluntary buy-in for other groups and small businesses receiving a premium tax credit for a portion of employer contributions

Study committee must analyze actuarial models, solvency projections, federal waiver requirements, and premium stabilization options, with report and draft legislation due by January 15, 2027

Requires hospitals, health care facilities, and independent practices to publicly disclose prices and facility fees; insurers would operate a statewide comparison tool showing prices and quality metrics