WA HB1754

Expands guaranteed issue periods for Medicare supplemental (Medigap) insurance beyond the initial 6-month enrollment period when a person turns 65 and enrolls in Medicare Part B

Requires insurers to offer Medigap policies without health-based denials, conditions, or price discrimination during annual open enrollment periods for Medicare Part B or Medicare Advantage

Prohibits preexisting condition exclusions for applicants with at least 3 months of continuous creditable coverage who apply during qualifying enrollment periods

Requires insurers to reduce preexisting condition exclusion periods by the length of an applicant's prior creditable coverage if that coverage is less than 3 months

Takes effect January 1, 2027