WA HB1793

Requires insurers to report fire loss claims to the Insurance Commissioner (instead of the State Patrol) within 90 days of closing a claim, including zip code, date of loss, amounts paid, cause of loss, and NAIC company number

Mandates insurers to immediately report suspected criminal activity related to fire losses to local/tribal law enforcement and the Insurance Commissioner, and provide investigation copies upon request

Establishes confidentiality protections for fire loss data, exempting it from public disclosure and civil subpoenas while allowing sharing with law enforcement, regulatory agencies, rating bureaus, and fire marshals

Permits the state fire marshal's office and rating bureaus to use shared information for wildfire planning and rating analysis, provided personally identifiable information is not publicly disclosed

Grants insurers immunity from civil liability for reporting suspected criminal fire activity to law enforcement and the Insurance Commissioner, unless actual malice is shown