WA HB2640

Filing unauthorized UCC financing statements with intent to harass or defraud the named debtor is a gross misdemeanor for first offense and a class C felony for subsequent violations

Persons falsely named as debtors can submit a notarized affidavit to the filing office to trigger automatic filing of a termination statement, which becomes effective 30 days after filing

Secured parties receive notice via certified mail and can request expedited administrative review or file a court action for reinstatement within 6 months of the termination taking effect

Filing offices may refuse to accept initial financing statements or amendments from non-trusted filers if the office reasonably believes the record was filed with intent to harass or defraud the named debtor

"Trusted filers" who regularly submit batch filings receive an administrative review process before termination statements are filed against their records