WA SB5419

Requires insurers to report fire loss claims to the Insurance Commissioner within 90 days of closing a claim, including property address, date of loss, amounts paid, cause of loss, and NAIC company number

Mandates insurers immediately report to local/tribal law enforcement and the Insurance Commissioner when a fire loss is known or suspected to be due to criminal activity

Shifts fire loss reporting authority from the Washington State Patrol Director of Fire Protection to the Insurance Commissioner, who may use third-party vendors for reporting

Makes fire loss reports confidential and exempt from public disclosure, though the Insurance Commissioner may share information with NAIC, law enforcement, rating bureaus, and fire marshals for specified purposes

Requires the Insurance Commissioner to publish quarterly aggregate reports by zip code beginning 12 months after reporting rules are implemented