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WA SB5651
Bill
Status
Passed
5/20/2025
Primary Sponsor
Emily Alvarado
Click for details
AI Summary
- Increases automatic bank account protection for consumer debt garnishments from $1,000 to $2,000 for individuals (and $4,000 for married couples/domestic partnerships), eliminating the requirement to claim this exemption
- Requires the Department of Revenue to adjust garnishment exemption dollar amounts every three years starting July 1, 2027, based on changes in the Consumer Price Index for all urban consumers
- Maintains existing exemption levels for private student loan debt ($2,500 individual, $1,000 automatic protection) and other debts ($500 individual)
- Updates garnishment notice forms and writ language to reflect the new exemption amounts and include blank fields for adjusted dollar figures
- Takes effect July 1, 2025, with an emergency clause citing preservation of public peace, health, and safety
Legislative Description
Revised for 2nd substitute: Concerning exemptions from garnishment.
Last Action
Effective date 7/1/2025.
5/20/2025
Committee Referrals
Rules3/28/2025
Civil Rights & Judiciary3/14/2025
Rules2/28/2025
Ways & Means2/14/2025
Law & Justice2/4/2025
Full Bill Text
No bill text available