WA SB6178

Prohibits any person from soliciting, coercing, or contracting with policyholders to assign post-loss property insurance benefits to third parties such as restoration or mitigation contractors

Declares any such assignment agreement void and unenforceable under Washington law

Exempts licensed public adjusters, attorneys working under contingency fee agreements, federally insured financial institutions/mortgagees, and liability coverage from the prohibition

Preserves policyholders' ability to authorize direct payments to contractors for services and materials covered under their insurance policy

Authorizes the Insurance Commissioner to impose fines of $50,000 per violation, with proceeds deposited into the state general fund