WV HB2967

Prohibits insurers from declining automobile liability insurance applications based on the number of credit report or credit score inquiries, or on disputed information in those reports

Bans the use of credit scoring as a factor in calculating insurance rates for homeowners and automobile liability policies

Restricts casualty insurance rate filings to only use credit scores generated by banking institutions (as defined in state banking code), rather than credit scores from other sources

Expands prohibited reasons for declining auto insurance to include reliance on potentially false or disputed credit information

Applies to private passenger automobile liability insurance policies and casualty insurance rate filings in West Virginia