WV HB3095

Creates new civil and criminal protections for "persons in recovery" (those actively seeking or receiving addiction treatment, or who have done so within the past 24 months) against financial exploitation

Establishes civil remedies including protective orders, asset freezes, return of misappropriated property, actual damages, and enhanced damages (double for non-fiduciaries, treble for those in positions of trust)

Makes financial exploitation under $1,000 a misdemeanor (up to $1,000 fine and/or 1 year jail), with second offenses and exploitation of $1,000+ classified as felonies carrying 2-20 years imprisonment and fines up to $10,000

Requires courts to order restitution for convicted offenders and allows attorneys' fees for prevailing plaintiffs in civil actions

Permits financial institutions, caregivers, and concerned persons to report suspected exploitation to law enforcement, with immunity from civil liability for good-faith reports