WV HB3339

Prohibits health insurance plans from imposing deductibles, copayments, coinsurance, or other out-of-pocket costs for diagnostic and supplemental breast examinations when coverage is provided

Diagnostic breast examinations include breast MRI, ultrasound, and mammograms used to evaluate abnormalities detected through screening or other means

Supplemental breast examinations include breast MRI and ultrasound screenings for individuals with no detected abnormalities but elevated risk due to personal or family medical history

Creates an exception for Health Savings Account-qualified High Deductible Health Plans, allowing cost-sharing until the minimum IRS deductible is met, except for preventive care services

Authorizes the Insurance Commissioner to propose legislative rules to implement the requirements following guidelines from professional medical organizations like the National Comprehensive Cancer Network