WV HB3342

Prohibits state and local government entities from contracting with financial institutions (banks, credit unions, credit card operators) that discriminate against firearm entities or firearm trade associations based on their involvement in lawful firearms commerce

Requires government contracts with financial institutions to include termination provisions if discrimination is discovered, with termination to occur within one year of the determination

Allows individuals harmed by financial institution discrimination to file civil lawsuits seeking actual damages, punitive damages, injunctive relief, and attorney fees, with a two-year statute of limitations

Authorizes the Attorney General to bring enforcement actions and requires submission of violating institutions' names to the Governor for termination of state business relationships

Provides exceptions for sole-source providers, decisions based on traditional business reasons specific to individual customers, compliance with regulatory directives, and financial institutions with written non-discrimination policies protecting firearm entities