WV SB36

Prohibits receiving compensation for advising or assisting individuals with veterans benefits claims unless permitted under federal law, including bans on fees before a notice of disagreement is filed and on guaranteeing specific benefit outcomes

Requires paid veterans benefits advisors to provide written and oral disclosure stating they are not affiliated with the VA or West Virginia Department of Military and Veterans Affairs, and that free services may be available elsewhere

Mandates that all fee agreements for veterans benefits assistance be memorialized in writing and comply with federal regulations (38 C.F.R. §14.636), which also governs determinations of excessive or unreasonable fees

Prohibits debt collectors from using fraudulent, deceptive, or misleading representations, including false business names, misrepresenting claim amounts, or falsely implying government affiliation

Classifies violations as unlawful practices under the West Virginia Consumer Credit and Protection Act