WV SB663

Prohibits financial institutions with $100 billion+ in assets (or payment processors handling $100 billion+ annually) from denying, limiting, or terminating financial services based on a customer's exercise of constitutional rights, lawful commercial activity, refusal to adopt greenhouse gas emissions targets, or refusal to conduct diversity audits or quotas

Protects businesses that decline to provide abortion assistance or gender transition services to employees from being denied financial services on that basis

Requires financial institutions to respond in writing within 30 days when a customer requests an explanation for denied, limited, or terminated services, disclosing the objective, risk-based factors and legal authorities relied upon

Allows individuals who suffer financial losses from violations to sue for actual damages or $10,000 per violation (whichever is greater), plus injunctive relief; also authorizes Attorney General enforcement under existing consumer protection remedies

Provides for recovery of attorney fees and litigation costs by prevailing plaintiffs, with a two-year statute of limitations for filing claims