WV HB5141

Mandates group health insurance policies in West Virginia cover diagnosis of infertility, medically necessary fertility treatments, and fertility preservation services effective January 1, 2027

Requires coverage for fertility preservation (embryo, egg, and sperm cryopreservation) when medical treatments like chemotherapy pose a risk of impaired fertility

Prohibits insurers from imposing different deductibles, copays, waiting periods, or benefit limits on infertility coverage compared to other medical services, and bans age-based or arbitrary attempt limits

Excludes coverage for experimental procedures, nonmedical surrogacy costs, and voluntary sterilization reversals

Directs the Insurance Commissioner to develop implementation rules, with American Society for Reproductive Medicine standards serving as interim guidelines