WV HB5185

Requires health insurance plans amended, renewed, or delivered on or after January 1, 2027, to cover all FDA-approved contraceptives, voluntary sterilization procedures, patient education and counseling on contraception, and related follow-up services

Mandates coverage for up to a 12-month supply of prescription contraceptives at one time, unless the patient or prescribing provider requests a smaller supply

Prohibits health insurance plans from imposing deductibles, copayments, cost-sharing, prior authorization, or other delays specifically on prescription contraceptive drugs

Expands the definition of contraceptives to include all FDA-approved drugs and devices for pregnancy prevention, including hormonal drugs administered orally, transdermally, and intravaginally

Maintains a religious employer exemption allowing exclusion of contraceptive and sterilization coverage if contrary to religious tenets, but requires written notice to enrollees and availability of a rider to purchase such coverage separately